Cheapest full coverage car insurance is available for grabs from certain insurance companies where you can easily own protection opportunities on any type of your vehicle in case of any accidents or unfavorable events. Some insurance companies have varying policies which may have both full or just liability coverage. Some have one and not two. It all however depends on the needs of the customers who intend to buy them.
Car insurance is a kind of plan which gives protection rights to your car without withdrawing the rights of ownership from you. The major plan is to make sure your car is insured in order to be able to have access to it over a desired period of time without considering whether there were any unfortunate interruptions such as accidents, damage, theft, etc. while still enjoying the use of it.
As far as the sale of those insurance policies which cover your car efficiently such as mentioned above are increasingly costly, there are the ones which are still considered being sold on cheapest rates nationally. Nonetheless, the most affordable option for you will depend on where you live, your age, your driving history, and coverage needs.
Cheapest Full Coverage Car Insurance.
Some insurance companies charge more per year than others who charge less on the same insurance product for your car. To find the cheapest full coverage car insurance for you, let us look at the options below as they closely match your what you want or need:
1. GEICO
- The annual premium for the average driver is $941 with a little over $78 per month
- Customers could save $329 per year compared to the average cost of full coverage auto insurance
- Offers almost all major car insurance discounts including bundling, safe driving, multi-vehicle and car safety features
- A state-minimum average is $513
2. Travelers
- Unique discounts include new vehicle, loyalty, homeowners, and hybrid vehicle
- Add-on coverages such as roadside assistance, accident forgiveness, new car replacement and gap insurance
- Available in 31 states
- The annual full coverage premium on this stable is $1,415, while the state-minimum policy is $1,415 per year.
3. Nationwide
- Offers many of the common discounts, like bundling, multi-car, good student, safe driver, anti-theft, paperless and defensive driving
- Offers an additional discount if you choose automatic payments
- Offers mechanical breakdown assistance and identity theft coverage as add-ons
- The full coverage car insurance plan in this company costs $1,276, while the state-minimum coverage premium is $729
4. State Farm
- State Farm customers pay an average of $1,114 per year for full coverage auto insurance
- Drivers insured by State Farm could pay $156 less per year than the average cost of comprehensive and collision coverage from other companies.
- The state full coverage is $660
- State Farm also offers most major discounts offered by competitors
5. USAA
- A full coverage premium of $817 per year, USAA offers the most affordable rates for comprehensive and collision
- Drivers who are insured by USAA could save $453 per year compared to the average cost of full coverage auto insurance
- USAA only provides policies to military members, veterans and military families
- The state-minimum average is $409
